Bridging Finance
What is a Bridging Loan?
A bridging loan is a short-term financing solution designed to ‘bridge the gap’ until a longer-term solution, such as a traditional mortgage, is in place. These loans are commonly used for property purchases, refurbishments and developments, Exiting development finance, auction purchases, raising funds for business capital cashflow, or situations where funds are needed quickly.
Who are Bridging Loans For?
➡️ Property investors needing fast access to capital
➡️ Developers looking to fund their projects, or need to Exit their existing development finance once the project is complete
➡️ Businesses looking to unlock funds tied up in property assets.
➡️ Landlords purchasing at auction or renovating properties.
➡️ Clients requiring quick funding whilst they arrange a more long-term lending solution.he funding you desire for your investment or project endeavours.
Key Benefits of Working With Burghley FS
✅ Access to a Wide Range of Lenders – Including specialist lenders and products not available directly to borrowers.
✅ Bespoke – Every loan is structured to suit your unique requirements.
✅ Competitive Rates & Terms – We will negotiate with lenders directly on your behalf to get the best Terms for you.
✅ Fast Turnaround – We help secure funding quickly, and will continually communicate with lenders for regular updates.
✅ Independent & Unbiased – Our only focus is finding the right finance for you.
✅ Underwriting Knowledge – With over 10 years experience as an Underwriter, we understand how the lenders view each application.
✅ Full Service – Our service is a complete one; we do the hard work for you, giving you freedom to concentrate on your project.
How Can Burghley FS Help?
As an independent Bridging finance broker, Burghley FS specialises in sourcing tailored, flexible finance solutions that align with your specific circumstances. We work with an extensive network of lenders, ensuring you get the most competitive rates and terms available to meet your vision and property investment goals.
🔹 Understanding Your Needs – We take the time to discuss and fully assess your individual situation and financial goals.
🔹 Lender Sourcing – We source lenders that best suit your requirements, whether that’s speed, loan size, flexibility of Exit Strategy, or a combination of requirements.
🔹 Streamlined Process – We handle negotiations and liaise with lenders to ensure a smooth, efficient application.
🔹 Expert Guidance – We help you to navigate lender requirements, property valuations, and the legal processes.
Common Questions
❓“How quickly can I get a bridging loan?”
Timelines vary between cases and will depend on individual circumstances. However, funding can often be arranged in as little as 3-5 working days, depending on complexity and lender requirements.
❓ “What security will be needed?”
Bridging loans are typically secured against property or land, and are mainly assessed on the strength of the Exit Strategy (how you will repay the loan at the end of the term). The type of security accepted will depend on the each lenders’ criteria.
❓ “Can I get a bridging loan with bad credit?”
Yes, we work with lenders who consider the strengths and individual merits of each case, along with the Exit Strategy, rather than just credit scores.
❓ “What is an Exit Strategy, and why is it important?”
An Exit Strategy is how you plan to repay the loan at the end of the term. A clear Exit Strategy is essential, and can include things such as:
✔ Selling the completed development project property.
✔ Refinancing onto Development Exit Bridging Loan, or a long-term mortgage.