Commercial Finance & Bridging
What is Commercial Finance?
Commercial Finance refers to a range of funding solutions designed for businesses, property investors, and developers looking to secure a commercial premises, rather than a property that is residential in nature. It can be used for acquisitions, or property refinances. Whether you need a short-term Commercial Bridging loan, or a longer-term finance solution, we provide intermediary options for your specific requirements.
Who is Commercial Finance For?
➡️ Investors purchasing commercial property or land.
➡️ Businesses looking to purchase new premises, expand, refinance, or unlock capital tied up in assets.
➡️ Landlords acquiring buy-to-let, mixed-use or commercial properties such as shops, pubs or hotels.
➡️ Auction buyers needing fast finance to complete purchases of a commercial facility.
Key Benefits of Working With Burghley FS
✅ Access to a Wide Range of Lenders – Including specialist lenders and products not available directly to borrowers.
✅ Bespoke – Every Commercial loan is structured specifically to suit your unique requirements.
✅ Competitive Rates & Terms – We will negotiate with lenders directly on your behalf to get the best Terms for you.
✅ Fast Turnaround – We help secure funding quickly, and will continually communicate with lenders for regular updates.
✅ Independent & Unbiased – Our focus is finding the right finance for you and your Commercial project.
✅ Underwriting Knowledge – With over 10 years experience as an Underwriter, we understand how the lenders view each application.
✅ Full Service – Our service is a complete one; we do the hard work for you, giving you freedom to concentrate on your project.
How Can Burghley FS Help?
As an experienced commercial finance broker, we work with a wide network of lenders to secure the best funding solutions for your business or property project. We understand that every client has unique circumstances, and we focus on structuring deals that work for you.
Our approach:
🔹 Bespoke Funding Solutions – Every deal is structured to suit your business goals.
🔹 Access to a wide Lender Network – Including high street banks, private lenders, as well as specialist commercial finance providers.
🔹 Fast & Efficient Process – We handle all negotiations, paperwork, and lender communication on your behalf to ensure a smooth transaction.
🔹 Independent & Unbiased Advice – We focus solely on finding the best finance for you.
Common Questions
❓ “How quickly can I get a Commercial Bridging loan?”
The very nature of Commercial Bridging is in the speed, efficiency and flexibility of the funding. It can often be arranged within 5-10 working days, depending on complexity and lender requirements.
❓ “Can I get finance if my business has a complex structure?”
Yes, we work with lenders who understand SPVs, trusts, and other complex business structures, including Holding Companies and offshore UBOs.
❓ “Will I need to provide a Personal Guarantee?”
Typically, yes. Most lenders will require a Personal Guarantee (PG) from the company Director(s). However, this is not always the case, and may not always need to cover 100% of the loan amount.
❓"What deposit is needed for a commercial mortgage?”
Typically, lenders require 25-40% deposit, but this varies based on the deal structure.
❓“How much can I borrow with a commercial bridging loan?”
Loan amounts will vary, but typically start from £50,000 up to £25,000,000+, depending on the security and the lender’s criteria.